What Are the Rules of Baccarat?

What Are the Rules of Baccarat?


Baccarat is a casino game that’s loved for its simplicity. Here’s how to play Baccarat.

Baccarat Rules: Understanding the Rules

Baccarat is played amongst two people, the Player and Banker. 8 decks is the standard. To win, you need to correctly bet on whose hand will have a total value closer to 9, the Player’s hand or Banker’s. 

Once the Player and Banker are ready, this is when you place your bets. You can bet on the Player, Banker, or a Tie. A Tie bet wins if the Player and the Banker have the same total hand values. 

The main bets have different payouts. If the Player or Banker bet wins, it pays 1 to 1. However, Banker bets take a 0.5% commission, so it pays 0.95 to 1. A winning Tie bet pays 8 to 1.

The Rules of Baccarat

Once bets are placed, the Banker deals two cards for the Player and themselves. These cards added together dictate what the initial hand value is. The values for each card are the following:

  • 10/Jack/Queen/King → 0
  • Ace → 1
  • 2 → 2
  • 3 → 3
  • 4 → 4
  • 5 → 5
  • 6 → 6
  • 7 → 7
  • 8 → 8
  • 9 → 9.

There are 4 things that can happen once you’ve added your initial total. 

If the Player’s initial total is 5 or below, the Player ‘hits’ and is dealt a third card. Otherwise, if the Player’s initial total is above 5, the Player ‘stands’ and doesn’t take a third card. Once the Player stands, the Banker also hits if their total is below 6.

Next, a total of 8-9 is a ‘natural’. Regardless of totals, both hands automatically stand with a natural. Lastly, if a total ever goes above 9, only the last digit is counted as the hand’s total (e.g. 10 → 0, 14 → 4). 

Once both totals are calculated, the winning hand is announced. The player is paid if they bet on the correct hand. This means that if you, the Player, bet on the Banker when the winning hand turned out to be yours, you don’t win. Baccarat Rules: The Next Round

That’s all you need to know to play Baccarat. It’s an enjoyable game that anyone can understand because of its undemanding, effortless gameplay. Don’t hesitate to instigate a hearty get-together. This uncomplicated, straightforward guide is all anyone will need. If you’d like to play Baccarat Live, you can play it right here on Slots.io with OneTouch’s Baccarat Pro or Play’n GO’s Mini Baccarat.


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