Play with No Pressure in Mini Baccarat

Sit back, relax, and enjoy some playing minus the hassle in Mini Baccarat! It’s time to put your feet up while you place your bets and watch the cards tell your fate on the green table. 

All you have to do is pick your chips before placing your bets on the Player which has an RTP of 98.76%, the Banker with an RTP of 98.94%, or Tie with an RTP of 85.56% and voila, you’re having a great time!

How to Play Mini Baccarat

Begin your round of Mini Baccarat by choosing your chips first. There are 5 chips to choose from and they all have the following values: 

  • 1 credit
  • 5 credits
  • 10 credits
  • 25 credits
  • 100 credits.

The goal in baccarat is to correctly guess which hand will be the closest or equal to 9. You pick between which the Player and the Banker will come up with the higher hand or if they reach a tie.

Just like in normal baccarat, you can have more than one bet. You can place wagers on the Player, the Banker, Tie, or on all of them to up your chances of winning. 

Card Values

Before jumping into the game headfirst, learn first how to count the hands:

  • Tens and face cards count as 0
  • Aces count as 1
  • Number cards from 2 to 9 count as their face value.


To officially start the game, place your wager on any or all of the three choices: Player, Banker, Tie. Two cards are dealt face up to the Player and the Banker. 

The total value of the cards on each side determine whether they hit or stand.

For the Player:

  • If the Player’s cards total from 0 to 5, they hit and another card is added
  • If the Player’s cards total 6 or 7, they stand
  • If the Player’s cards total 8 or 9, they stand and the Banker cannot draw.

For the Banker:

  • If the Banker’s cards total 0 to 5, they hit and another card is dealt
  • If the Banker’s cards total 6 or 7, the Banker stands
  • If the Banker’s cards total 8 or 9, they stand.

Once all cards are dealt, both the Player’s and the Banker’s total hand values are compared and whoever has the hand that is closer to 9 wins!

Results and Payouts

Since there are three different bets you can place when you play Mini Baccarat, there are also three types of payouts that you can get. 

There are cases that you don’t lose but don’t win either and that’s what happens in the case of a tie. If the Player’s hand is the same with the Banker’s and you didn’t bet on Tie, all bets are returned.

However, if you place a bet on Tie and the result is a tie, you receive an 8 to 1 pay.

If you win a wager on the Banker, you receive the same amount as your bet.

If you win a wager on the Player, you receive the same amount as your bet.

Get the Deck Out and Play Mini Baccarat!

Lean back, relax and enjoy the game when you play Mini Baccarat. Enjoy it anywhere, anytime with Play’n GO’s premium software technology!